Handling personal finances effectively has never been an easy task for any individual and despite of the numerous efforts made, creating and following a fixed budget plan has always been a troublesome task. There are so many different things that are to be considered like maintaining a list of all purchases made, calculating the expenses, tracking the budget and also having a savings plan. Carrying out all these tasks efficiently might turn out to be difficult and sometimes the outcome leaves a person in a shock as you are unable to analyze where all your money has gone.
With the technological advancements a person no longer needs to handle all their finances manually as they can easily manage all their finances with the different financial apps that are available. If you have an iPhone with you, then what you are waiting for, download the following financial apps and manage your finances in a better way
With this amazing app you will never again face the problem of paying a bill late. BillTracker helps you to track all the due dates for your bills, the bill amounts that you owe and the confirmation numbers for your payments. You can set reminders so that your phone will alert you before the due date. It also allows you to set up recurring bills and view all your bill history.
Mint.com provides effective and user-friendly financial applications. The mobile version allows you to securely connect to your bank accounts and track all your expenditures optimizing your budgeting programs. It also allows you to manually enter your cash transactions and keep your accounts up-to-date.
This application allows you to manage the balances of your different accounts. Whenever you use cash to purchase something, pay a bill or deposit a check you can enter the transactions into the application and the application will automatically recalculate the balance amount. This application also supports recurring transactions.
4. Debt Minder
The Debt Minder application allows you to eliminate the burden of the debt management. If you are struggling to repay your credit card debts or any other debt then you need not worry further. As the application will track all your debts for your major purchases such as house, car, credit card and so on. It will monitor your payments and prepare personalized plans such as highest interest and small balances so that you can pay off the debts accordingly.
This application allows you to keep track of your income, payroll, taxes and expenses. Here you are provided with the facility to check the invoice balance, vendor estimates and the sales reports. This application is available at a paid subscription; you can pay the specified amount and reap the benefits of the application. In case you fall short of cash you can apply for payday loans and get the required funds.
This guest post was written by Michelle Ryan. She is a tech writer from UK and is into Finance. You can email her by clicking here.