You may have heard the name Kiplinger before. This is no surprise considering the publication first began back in 1920 when economics expert W. M. Kiplinger first started Kiplinger Washington Editors, Inc. with the goal of bringing financial information and advice to the public. Since then they have become best known for The Kiplinger Letter, a weekly publication that discusses the business and finance news of the day and reaches nearly a million subscribers. And their online forum is said to get even more visitors monthly. In short, they have a long-standing tradition of excellence in the arena of reporting relevant financial happenings. So if you’re looking for ways to save money in every aspect of your life (and most people are these days), you could do worse than to download the Kiplinger’s Top 100 Money-Saving Tips application for your iPad.
It may seem strange that an app that says it will save you money right in the name is going to charge you for the download. But indeed, Kiplinger’s Top 100 comes at a cost of $1.99. However, it’s bound to save you significantly more, so it’s likely worth this minimal expense, especially when you consider that you’re getting sound financial advice at roughly 2 cents per tip. And according to the opening screen shot in what is basically a PowerPoint Presentation, this app provides “the most fun you’ll ever have saving and growing your money”. This may or may not be true; saving and investing isn’t considered by most to be terribly fun to begin with so perhaps they’ve got something. In any case, the application will provide you with tons of money-saving tips that can be applied to nearly every area of your life, and the tool bar at the bottom provides a handy list of categories to choose from.
Some of the main topics covered in the app include areas of savings like budgeting, college, credit, home, investing, and retirement. And each section comes with several pages of tips, including subjects concerning the collection of dividend payments, avoiding credit card fees while traveling abroad, finding a budget-conscious car that suits your lifestyle, and how to make the most of the money you’ve set aside for remodeling projects. You’ll learn how to choose rewards programs that you’ll get the most out of, work around the unwanted fees that every bank seems to charge these days, sell stock at the right time to earn the best profit, and even cut back on travel and entertainment expenses. Whether you’re looking to save some money that you’re currently spending, make your investment funds work harder for you, or even earn more money altogether, this app can deliver a slew of tips (well, 100, to be precise) to help you reach your financial goals.
It may not offer you coupons or free product samples like some other apps, but it’s also likely to help you create both short- and long-term strategies for saving and earning more money. Just one of Kiplinger’s tips is probably worth more than dozens of coupon codes from “comparable” apps. So while it may not be free, the potential for savings is much higher, making it worth every penny you spend to download it, supposing that you take the advice offered.
Thanks to Evan Fischer for this guest post. He is a freelance writer and part-time student at California Lutheran University in Thousand Oaks, California.