If you’re like most adults, you probably face some financial issues related less to insufficient funds than to a lack of knowledge concerning proper budgeting techniques or a general unwillingness to track income and expenditures. This isn’t surprising when you consider that most people never take a single accounting class or have any formal training when it comes to the field of finance. Whether or not these basic life skills should be required coursework for students is an argument for school administrators to hash out, but the truth is that some teens graduate from high school and enter the adult world without having the faintest clue about how to balance a checkbook, much less juggle monthly bills or invest for their future. But at least there are online resources now available to help these financially impaired individuals (tutorials, online bill pay, etc.), and there are even some apps that aim to do the same.
The ‘Pageonce – Money and Bills‘ app was designed for the modern man or woman who has trouble keeping multiple accounts, monthly bills, and overall finances in order. With nearly 7 million users and an average rating of 4.5 out of 5 stars on iTunes you can bet that this app delivers what it promises, and considering that you can download it to your favorite mobile iDevice for free, there’s really no reason not to at least check it out. However, once you’ve got it running you’ll probably wonder how you ever got by without this handy app. Here’s why.
You’ll start simply enough by entering your personal information, including checking, savings, and credit card accounts. I know what you’re thinking: this is a great way to suffer identity theft. But Pageonce strives to meet the highest standards of security for their operations in the online arena, modeling their safety features on top-of-the-line organizations like VeriSign and McAfee. So you can assume that there’s no greater chance of information being stolen from this source than from any other. And if they weren’t fairly secure they’d have a lot more negative ratings working against them – people are far more likely to complain than give accolades.
In any case, you can use the app to track all of your account activity on the go, which is a fantastic way to avoid overspending (and the fees it often entails). But you can also input your monthly bills to get reminders of due dates and even pay directly from your smartphone or tablet, ensuring that you never again receive a penalty for late payment. You can also request alerts when your account balances are low, fees are posted, or there is suspicious activity. And there are features that allow you to easily view transactions on your accounts as well as sift through past history.
In short, this app does practically everything besides offering you quick cash loans. With an easy-to-use interface, plenty of options for tracking and managing your finances, and all kinds of ways to set reminders and alerts, you hardly have to think about your finances to keep them in order. So if you’re struggling to keep up with bills or you often find yourself facing fees and penalties, the Pageonce app could just provide you with the one tool you need to combat all of your financial issues.
Thanks to Evan Fischer for this guest post. He is a freelance writer and part-time student at California Lutheran University in Thousand Oaks, California.